You can Invest without your own money

Take advantage of government’s low interest investment loan benefit. Use leverage instead of your own money. The compound return grows exponentially over time, you can achieve financial freedom quicker than you think.

Get Started

You can Invest without your own money

Take advantage of government’s low interest investment loan benefit.You can achieve financial freedom quicker than you think.

Get Started
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How it works

Endorsement

  • Government
    Provides low interest investment loan benefit
  • Bank
    Provides loan, no collateral needed
  • Fund Company
    Provides growth segregated funds
  • Insurance Company
    Provides security on investment principal
  • AI Financial
    Provides investment strategies and investment services

Endorsement

  • Government
    Provides low interest investment loan benefit
  • Bank
    Provides loan, no collateral needed
  • Fund Company
    Provides growth segregated funds
  • Insurance Company
    Provides security on investment principal
  • AI Financial
    Provides investment strategies and investment services

Benefits of Investment Loan

  • Grow faster
    Borrowing to make a lump sum investment purchase that has the potential to accelerate to reach financial goals faster.
  • Compound returns
    Returns are calculated not only on the initial investment, but also on the accumulated growth from year-to-year.
  • Available cash flow
    You can redeem your earning from account when you earn money.

Benefits of Investment Loan

  • Grow faster
    Borrowing to make a lump sum investment purchase that has the potential to accelerate to reach financial goals faster.
  • Compound returns
    Returns are calculated not only on the initial investment, but also on the accumulated growth from year-to-year.
  • Available cash flow
    You can redeem your earning from account when you earn money.

Loan is So Simple

  • The amount of interest (principal) paid for a $100,000 loan investment compared with the income.
    Rate of return: 12.72%
    The lowest annual average return of AI Financial since inception.

Loan is So Simple

  • The amount of interest (principal) paid for a $100,000 loan investment compared with the income.
    Rate of return: 12.72%
    The lowest annual average return of AI Financial since inception.

Comparison of Loan Investment and Own Principal Investment

  • With an investment loan, you are borrowing to make a lump sum investment purchase that has the potential to grow in value over time.
  • The difference between the profit of your own money investment and $100,000 loan investment.
    Rate of return: 12.72%
    The lowest annual average return of AI Financial​ since inception.

Comparison of Loan Investment and Own Principal Investment

  • With an investment loan, you are borrowing to make a lump sum investment purchase that has the potential to grow in value over time.
  • The difference between the profit of your own money investment and $100,000 loan investment.
    Rate of return: 12.72%
    The lowest annual average return of AI Financial​ since inception.

Conditions

What you need to apply

Credit

Credit score of 680 or more

You need to check your credit score at the relevant agency. Please pay attention to whether you have unpaid bills or fines, etc. These will affect your records.

Identity

Live in Canada for more than 2 years

You need to be Canadian citizenship or have PR, and be at least 18 years old.

Income

Have tax income for at least 2 years

No matter what type of work is, employed or self-employed, or commission based, you need to have a certain amount of tax income.

Check Your Qualification
Check Your Qualification

Return Calculator

B2B Bank Stories

Case study of how investment loan influence people's life.

Any Questions?

The interest rate is P+0.75%, which is 3.2% right now.

You pay interest only. For example, if you borrow $100,000, you only need to pay $267 per month.

It depends on personal financial situation, such as your assets, income and liabilities.

Yes, you can view your investment account (the account where your loan proceeds are invested) online under our admin's instruction.

For more answers you may want >

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Contact us, invest for what matters to you from NOW. It’s never too late.