NON-Registered accounts

What is Non-Registered Accounts

They are a general investment account where you can invest in a wide-rage of assets and are required to pay taxes annually on income generated by the account. Non-Registered Accounts is a good supplementary strategy when the registered account assets reach the limit.

Features of Non-Registered Accounts

1. Non-registered accounts are very flexible. There is no contribution and withdrawal limit. If your TFSA or RRSP reaches the upper limit, you can use a Non-Reg account, while you need to pay taxes annually on income.
2. Non-registered accounts can be used reasonably with other types of investment accounts.
3. If your assets are in Non-Registered Accounts, you do not need to transition to RRIF when reach 71 years old.

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